Erkki M Peippo, CPA, PFS
PLAN LEVERAGE CREATE PROTECT
Erkki M Peippo, CPA, PFS
Services Offered
Investments
1031 Exchanges
Tax Reduction Planning
Life Insurance
Financial Planning
Client Account Access
Financial Planning
Our approach to delivering comprehensive financial services always starts and ends with you, our clients. We begin this process by listening to you and discussing your lifestyle, your goals, your wishes, dreams, and family situations. Our team is dedicated to your unique situation, through our planning process we learn the details of your financial picture so we can construct and deliver a customized plan . After fully evaluating your unique situation and creating your Financial Action Checklist, we will prepare personal strategies that seek to integrate investment planning, tax reduction planning, retirement income, and distribution planning, as well as family wealth planning. We schedule and meet with you on a regular basis to discuss and update your financial situation.
About Me
Erkki Peippo, is an Independent Financial Advocate for his clients. He is knowledgeable in the areas of Estate Planning, Tax Planning, Risk Management, and Investment Planning. He specializes in tax reduction strategies and retirement income planning.
Throughout his career, Erkki has served in a variety of positions and provided leadership and strategic direction as a Principal with the regional accounting firm of Anderson, Tackman & Company LLC. He became securities licensed in 2002 and in 2011 sold his ownership position in the firm to focus exclusively on advising his affluent clients. Erkki is a 1996 graduate of Aurora University, where he majored in Accounting. Erkki is a founding member of the Academy of Preferred Financial Advisors. He holds a CPA license and has been awarded the PFS credential, which is an exclusive financial planning designation only awarded to CPA's who have met the experience requirement and pass an intensive exam.
Erkki has multiple security registrations, including his Series 7 (General Securities Representative), Series 24 (General Securities Principal), Series 63 (Uniform Securities Agent State Law), and Series 65 (Uniform Investment Adviser Law) licenses. He also holds life insurance, MI Insurance Lic. #7494001, and annuity licenses in multiple states.
Erkki is married with four children and lives in Escanaba, Ml. Currently he is an active member of the Well Spring Church. He is actively involved in his children's sports activities which include soccer, softball, gymnastics, wrestling and competing in horse shows. In whatever time is left over, he enjoys farming and most outdoor activities.
ERKKI M PEIPPO CPA, PFS
Certified Public Accountant (CPA)
CPAs are licensed and regulated by their state boards of accountancy. While state laws and regulations vary, the education, experience and testing requirements for licensure as a CPA generally include minimum college education (typically 150 credit hours with at least a baccalaureate degree and a concentration in accounting), minimum experience levels (most states require at least one year of experience providing services that involve the use of accounting, attest, compilation, management advisory, financial advisory, tax or consulting skills, all of which must be achieved under the supervision of or verification by a CPA), and successful passage of the Uniform CPA Examination. In order to maintain a CPA license, states generally require the completion of 40 hours of continuing professional education (CPE) each year (or 80 hours over a two year period or 120 hours over a three year period). Additionally, all American Institute of Certified Public Accountants (AICPA) members are required to follow a rigorous Code of Professional Conduct which requires that they act with integrity, objectivity, due care, competence, fully disclose any conflicts of interest (and obtain client consent if a conflict exists), maintain client confidentiality, disclose to the client any commission or referral fees, and serve the public interest when providing financial services. The vast majority of state boards of accountancy have adopted the AICPA's Code of Professional Conduct within their state accountancy laws or have created their own.
Personal Financial Specialist (PFS)
The PFS credential demonstrates that an individual has met the minimum education, experience and testing required of a CPA in addition to a minimum level of expertise in personal financial planning. To attain the PFS credential, a candidate must hold an unrevoked CPA license, fulfill 3,000 hours of personal financial planning business experience, complete 80 hours of personal financial planning CPE credits, pass a comprehensive financial planning exam and be an active member of the AICPA. A PFS credential holder is required to adhere to AICPA's Code of Professional Conduct, and is encouraged to follow AICPA's Statement on Responsibilities in Financial Planning Practice. To maintain their PFS credential, the recipient must complete 60 hours of financial planning CPE credits every three years. The PFS credential is administered through the AICPA.
Contact Me
Erkki M Peippo CPA, PFS
112 North 11th Street
Escanaba, MI 49829
Hours: Monday - Friday 9-4
(906) 233-1650
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ERKKI M PEIPPO IS A CPA AND PROVIDES TAX SERVICES WHICH ARE SEPARATE FROM THE SERVICES OFFERED THROUGH CIS AND CAM. CIS AND CAM DO NOT PROVIDE TAX OR LEGAL ADVICE. EMP DOES NOT OFFER LEGAL ADVICE. PLEASE CONSULT THE APPROPRIATE PROFESSIONAL REGARDING YOUR INDIVIDUAL CIRCUMSTANCES.
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